One of the goals of the Swiss Marketplace Lending Association is to increase the transparency of the market for private and professional investors. Understanding the risks and returns of investments in marketplace lending is essential for the evolution of the Swiss market. The SMLA therefore established common definitions for risk and return figures (see Code of Conduct).
Volumes and number of loans (SMLA members)
The total loan volume issued by SMLA members in 2019 was CHF 284.4m (2018: CHF 173.3m). The volume of new loans (monthly)and number of loans (quarterly) can be seen below.
Risk / Return data (SMLA members)
Please find below the default rates and returns of loans on plattforms of SMLA members. The data is aggregated according to the respective vintage (year, in which the loan was paid out) and calculated as of 31 December 2018. The data can be downloaded here as .XLSX file.
Total market volumes and number of loans in Switzerland
The total market volume in Switzerland is slightly higher than that of the SMLA members. The data for the years 2008 to 2019 can be found in the annual market study (Source: Crowdfunding Monitor 2020).
| Number of Loans | Volume in Million CHF | |
| 2008 | 17 | 0.1 |
| 2009 | 28 | 0.2 |
| 2010 | 74 | 1,3 |
| 2011 | 85 | 1,1 |
| 2012 | 61 | 0.9 |
| 2013 | 116 | 1,8 |
| 2014 | 214 | 3,5 |
| 2015 | 266 | 7,9 |
| 2016 | 840 | 55,1 |
| 2017 | 2’086 | 186.7 |
| 2018 | 3’290 | 261.9 |
| 2019 | 2’781 | 418.4 |