One of the goals of the Swiss Marketplace Lending Association is to increase the transparency of the market for private and professional investors. Understanding the risks and returns of investments in marketplace lending is essential for the evolution of the Swiss market. The SMLA therefore established common definitions for risk and return figures (see Code of Conduct). Our complete dataset is available as .XLSX file here.
Volumes and number of loans (all crowdlending platforms in Switzerland)
The total market volume in Switzerland is slightly higher than that of the SMLA members. The data for the years 2008 to 2024 can be found in the annual market study by the Lucerne School of Business (Source: Crowdfunding Monitor).
| Number of Loans | Volume in Million CHF | |
| 2024 | 2,419 | 406.1 |
| 2023 | 2,332 | 398.1 |
| 2022 | 2,938 | 497.5 |
| 2021 | 3,055 | 607.0 |
| 2020 | 2,323 | 448.0 |
| 2019 | 2,781 | 418.4 |
| 2018 | 3,290 | 261.9 |
| 2017 | 2,086 | 186.7 |
| 2016 | 840 | 55.1 |
| 2015 | 266 | 7.9 |
| 2014 | 214 | 3.5 |
| 2013 | 116 | 1.8 |
| 2012 | 61 | 0.9 |
| 2011 | 85 | 1.1 |
| 2010 | 74 | 1.3 |
| 2009 | 28 | 0.2 |
| 2008 | 17 | 0.1 |
The data presented above is based on the Crowdfunding Monitor study. It covers the entire crowdlending market annually and is representative of the Swiss market. The Swiss Marketplace Lending Association (SMLA) further collects data on monthly volumes from its member platforms. In contrast to the Crowdfunding Monitor, the SMLA data does not cover the whole market. However, the market share of the SMLA platform members is considerably large, with approximately 40%.
Volumes and number of loans (all SMLA members)
The evolution of the loan volumes and number of loans issued by SMLA members from 2018 to 2024 can be seen below.
Quarterly Volume Distribution (New Loans) by Segments of SMLA Member Platforms, 2018-2024
Risk / Return data (SMLA members)
Below, you can find default rates and returns of loans issued by SMLA members. The data is aggregated according to the respective vintage (year, in which the loan was paid out) and calculated every year from 2018 to 2024 as of 31 December. See Marketplace Lending Report 2025, for a definition and discussion of the figures. The data can be downloaded here as .XLSX file.
