Das Ziel der Swiss Marketplace Lending Association ist es, die Transparenz des Marktes für private und professionelle Anleger zu erhöhen. Um die Entwicklung des Schweizer Marketplace Lending Marktes zu verstehen ist es unerlässlich auch die Risiken und Erträge dieser Anlageklasse zu kennen. Die SMLA hat daher in einem ersten Schritt gemeinsame Definitionen für Risiko- und Ertragskennzahlen festgelegt (siehe Code of Conduct).

 

Volumes and number of loans (SMLA members)

The total loan volume issued by SMLA members in 2019 was CHF 284.4m (2018: CHF 173.3m). The volume of new loans (monthly)and number of loans (quarterly) can be seen below. 

 Risk / Return data (SMLA members)

Please find below the default rates and returns of loans on plattforms of SMLA members. The data is aggregated according to the respective vintage (year, in which the loan was paid out) and calculated as of 31 December 2018. The data can be downloaded here as .XLSX file.

 Total market volumes and number of loans in Switzerland

The total market volume in Switzerland is slightly higher than that of the SMLA members. The data for the years 2008 to 2019 can be found in the annual market study (Source: Crowdfunding Monitor 2020).

  Number of Loans Volume in Million CHF
2008 17 0.1
2009 28 0.2
2010 74 1,3
2011 85 1,1
2012 61 0.9
2013 116 1,8
2014 214 3,5
2015 266 7,9
2016 840 55,1
2017 2’086 186.7
2018 3’290 261.9
2019 2’781 418.4